Terms of Service

Last updated: May 22, 2026

These Terms of Service (“Terms”) govern your access to and use of insidertradingtracker.co and any related products or services (collectively, the “Service”) operated by Insider Trading Tracker (“we”, “us”, or “our”). Please read these Terms carefully. By using the Service you agree to be bound by them. If you do not agree, do not use the Service.

1. Acceptance of these Terms

By accessing or using the Service you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you are using the Service on behalf of an entity, you represent that you have authority to bind that entity to these Terms.

2. Description of the Service

Insider Trading Tracker aggregates and presents publicly available regulatory disclosures — specifically SEC Form 4 filings of insider stock transactions and STOCK Act trade disclosures by members of the United States Congress — and provides tools for filtering, alerts, watchlists, and AI- generated summaries of that data. Features and content may change at any time without notice.

3. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to create an account. By creating an account you represent that you meet this requirement.

4. Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us immediately at contact@insidertradingtracker.co of any unauthorized use. We may suspend or terminate accounts that violate these Terms.

5. Free and paid plans

• The Service offers a free tier with limited features and a Pro subscription at $29 per month (subject to change with notice).
• Subscriptions auto-renew monthly until cancelled. You authorize us and our payment processor (Stripe) to charge your payment method on each renewal date.
• You can cancel at any time from your account settings. Cancellation takes effect at the end of the current billing period; you retain Pro access until then.
• All payments are non-refundable except where required by law or at our sole discretion.
• We may change prices on prospective renewals with at least 30 days’ notice. Continued use after a price change constitutes acceptance.

6. Acceptable use

You agree not to:

• Use the Service in violation of any law or regulation, including securities, anti-fraud, and market-manipulation laws.
• Scrape, crawl, or otherwise extract data from the Service using automated means without our prior written consent. (Rate-limited, individual API use for personal, non-commercial purposes by Pro subscribers is permitted within reason.)
• Resell, republish, or redistribute Service content in bulk.
• Interfere with the Service, attempt to gain unauthorized access, probe for vulnerabilities, or bypass rate limits.
• Use the Service to harass, defame, or impersonate any person.
• Use AI-generated content from the Service to train, fine- tune, or evaluate any machine-learning model without our prior written consent.

7. Intellectual property

The Service, including its software, design, original text, graphics, and AI-generated summaries, is owned by Insider Trading Tracker and protected by copyright, trademark, and other intellectual property laws. Filings data sourced from SEC EDGAR is in the public domain; trade-disclosure data is sourced from Quiver Quantitative under license. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for personal, non-commercial purposes consistent with these Terms.

8. Third-party data sources

We rely on data from third-party sources, including SEC EDGAR (public), Quiver Quantitative (Congressional trade disclosures), and Finnhub (company sector and market-cap data). We make no warranty regarding the accuracy, timeliness, or completeness of third-party data. Filings may be amended, restated, or withdrawn by their original issuers.

9. Not financial advice — important disclaimer

10. AI-generated content

Portions of the Service include text generated by large language models (currently Anthropic Claude). AI-generated content may contain inaccuracies, omissions, or hallucinated details. It is provided as-is and is not reviewed by a financial professional. You should independently verify any specific fact, figure, or date before relying on it.

11. Disclaimers of warranties

The Service is provided “as is” and “as available” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or uninterrupted availability. We do not warrant that the Service will be error-free, timely, secure, or free of harmful components.

12. Limitation of liability

To the maximum extent permitted by law, Insider Trading Tracker and its officers, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or related to your use of the Service. Our aggregate liability for any claim arising out of these Terms or the Service is limited to the greater of (a) the amount you paid us in the 12 months preceding the event giving rise to the claim, or (b) US$100.

13. Indemnification

You agree to indemnify and hold harmless Insider Trading Tracker from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of your use of the Service, your violation of these Terms, or your violation of any third-party right.

14. Termination

You may stop using the Service and delete your account at any time. We may suspend or terminate your access to the Service at our discretion, with or without notice, if you violate these Terms or if we believe your conduct poses a risk to the Service or other users. Sections 7–13 and 15–18 survive termination.

15. Governing law

These Terms are governed by the laws of the State of Delaware, USA, without regard to conflict-of-law principles. Any dispute will be brought exclusively in the state or federal courts located in Delaware, and you consent to personal jurisdiction there. If you are a consumer, this does not deprive you of mandatory protections under the law of your country of residence.

16. Changes to these Terms

We may modify these Terms at any time by posting the revised version here and updating the “Last updated” date. Material changes will be communicated by email or a prominent notice in the Service. Your continued use of the Service after the new Terms take effect constitutes acceptance.

17. Severability

If any provision of these Terms is held unenforceable, the remaining provisions will remain in full force and effect.

18. Contact

Questions about these Terms? Email contact@insidertradingtracker.co.